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Debt Collection Agency Online Review

Debt Collection Agency Online

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Split into 3 phases, recovering your money is accomplished in 3 ways, each more agressive, but the cost remains the same.

Phase 1: Letters sent by mail. Case is taken by one of USA Credit Recovery staff collectors. The collecter will then try and contact the debtor by phone in the second week. If all of these attempts fail then USA Credit Recovery will move to phase 2. USA Credit Recovery will charge 30% of recovered amount during this phase

Phase 2: A local attorney will be contacted and will write up more letters demanding payment from the debtor. They will also try and contact the debtor in other ways. If all attempts still fail after this phase then you will receive a letter from USA Credit Recovery in order to explain how they think you should continue or if their advice is to close the account. USA Credit Recovery will charge 30% of recovered amount during this phase.

Phase 3: will begin with recommendations. Either the facts and abilities point out that it would be very hard to get the money owed to you, or USA Credit Recovery may instruct you that litigation is the best route. If you decide to proceed with legal action, there will be a $600-$700 upfront fee to cover court costs and other fees. Then if you get your money back, USA Credit Recovery will charge 40% or the recovered amount.