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Top Rated Industry Reviews

Here are some of the top rated companies in the business. If you live in the Chicago area they can help you find the right solution for your needs.


Agency Name

Phase
1
Phase
2
Phase
3
Bonus FeaturesAgency Review
 Direct Debt Collections
 a la carte program
Consumer Packages:
$16.95
Commercial Packages: $12.95
A La Carte plan for
call center,NCOA, and
credit bureau notification
 Direct Debt Collections Review
 Collection Agency MD
 phase 1 as low as $5
$19.99
for 4
Accounts
30% 40% Features Invoice Guard,
and quantity discounts
 Collection Agency MD Review
 Debt-Collection-Agency Online
 save $$$ on >10 accounts
30% or 40%
Based on age of Account
20% Commissions if >10
accounts are opened
 Debt-Collection-Agency Online Review
 USA Credit Recovery
 save $$$ on >10 accounts
30% or 40%
Based on age of Account
20% Commissions if >10
accounts are opened
 USA Credit Recovery Review
 IRC Systems
 many related services
Credit scoring and bank verification services available  IRC Systems Review
 Avonmere
 flat rate, bulk discounts
Starts at £99
With Quantity Discounts
97% Success Rate
Within 60 Days
 Avonmere Review

Most services are split into 3 phases. The first phase consists of letters and phone calls sent to the debtor. Phase two escalates to contacting a local attorney and they draft a series of letters and continue trying to contact the debtor. If those don't solve your problem, the agency may advise you to go to step 3 which is litigation, and also carries and extra charge of $600-700 in court fees. The amounts in the different phase boxes represent the amount of commission that the agency exacts upon recovery.